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Devin: What is your superpower?
Timothy: My faith, my passion to see this get into the hands of people that really need it.
The dream of homeownership is slipping further out of reach for many, but innovative solutions are emerging to address this challenge. The most powerful change comes from combining financial technology with a genuine desire to help people succeed—especially first-time buyers who often lack guidance and support.
Timothy Griggs, CEO and Founder of KribSavup, knows firsthand how heartbreaking it can be to deliver a mortgage denial to someone whose only mistake was not understanding the process. As Timothy explained in this episode, “They have a vision for their family. They have a good heart, but they have no idea about the steps to take to prepare for homeownership… That just hurts my heart and me wanting to help them prepare for homeownership.”
That pain point inspired Timothy to create KribSavup—a social fintech app designed to help users understand their finances, monitor their credit, and get ready for the mortgage process well before applying. KribSavup links accounts, provides real-time credit information, and enables users to invite friends and family members to join them on the journey. “You can save together. You can improve your finances together. We’re not sharing data. We’re very sensitive about that. But the users can actually interact with each other,” Timothy shared.
The app also brings in gamification and AI features to make the process less daunting and more engaging. Timothy described how users can compete with an AI character, Stuart, in a race to better credit and stronger finances. This approach aims to make financial health not just accessible but enjoyable, especially for young people and those unfamiliar with the complexities of buying a home.
KribSavup is currently available in app stores, and Timothy is inviting the crowd to participate directly in the company’s growth through a regulated investment crowdfunding campaign on Netcapital. “We are seeking to get help by going to our audience and investors to come on board to see our vision and to help us get this out to market, to get KribSavup out to the market, get it out to the users, get it into our communities to be able to help users to be able to improve the process of home ownership,” Timothy said.
By blending technology, community, and a clear mission, KribSavup stands out as a tool designed not just to help people buy homes, but to transform lives and build a stronger path toward financial wellness. The opportunity to invest alongside the KribSavup team makes this an especially compelling story for anyone who believes in the power of impact crowdfunding to change the world.
tl;dr:
Timothy Griggs shares how KribSavup helps first-time homebuyers prepare for mortgage success.
The app offers gamification, real-time credit info, and community support for financial wellness.
KribSavup is raising capital through regulated investment crowdfunding on Netcapital.
Timothy’s superpower is his faith-driven passion to help others achieve homeownership.
Personal stories highlight the impact of encouragement, guidance, and community support in reaching financial goals.
How to Develop Faith-Driven Passion As a Superpower
Timothy’s superpower is an unwavering faith and deep passion to help others achieve homeownership and financial security. As Timothy described, “It’s my superpower, my faith, my passion to see this get into the hands of people that really need it… It’s a passion to be able to help users in our communities to be able to purchase a home.” His drive comes from seeing the dream of homeownership diminish for younger generations and wanting to keep that hope alive, making the process engaging and accessible for all.
One story Timothy shared illustrates his superpower in action. A longtime friend who owned a beauty salon wanted to buy a home but didn’t realize her business tax filings made her ineligible for a loan. Timothy patiently counseled her, laying out specific steps she would need to take to qualify. She followed his advice, and a year later, Timothy was able to help her secure a home for her family. The reward of seeing her succeed—and knowing he played a part—motivated him to help many others with similar challenges, always providing encouragement and guidance through the process.
Timothy’s suggestions for developing faith-driven passion as a personal strength include:
Encourage others, especially younger generations, to believe homeownership is possible
Lead with faith and keep moving forward despite setbacks
Seek out people and groups who share your mission to help others
Provide clear, actionable steps for those you mentor or support
Celebrate the successes of those you help to keep your own passion alive
By following Timothy’s example and advice, you can make faith-driven passion a skill. With practice and effort, you could make it a superpower that enables you to do more good in the world.
Remember, however, that research into success suggests that building on your own superpowers is more important than creating new ones or overcoming weaknesses. You do you!
Guest Profile
Timothy Griggs (he/him):
CEO - Founder, KribSavup
About KribSavup: KribSavup is a Social Fintech App that prepares users for homeownership by auto populating budgets, improving their credit profile, saving for their dream home or investment property using AI and gamification features.
Website: kribsavup.com
X/Twitter Handle: x.com/TheGoodSteward_
Company Facebook Page: facebook.com/tgsisthegoodsteward
Other URL: netcapital.com/companies/kribsavup
Biographical Information: With over 25 years in the real estate and brokerage industry, Timothy Griggs noticed that many of his clients struggled to navigate the modern home-buying market. Determined to make a difference, Timothy founded KribSavup—a personal finance fintech app designed to help future generations and underrepresented individuals achieve their homeownership dreams.
Personal Facebook Profile: facebook.com/timothy.griggs.7
Linkedin: linkedin.com/in/timothy-griggs-81352b94/
Instagram Handle: @kribsavup
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African Diaspora Investment Symposium 2025 (ADIS25), Wednesday–Friday, May 28–30, 2025, at George Washington University, Washington, D.C., USA.
Regulated Investment Crowdfunding Summit 2025, Crowdfunding Professional Association, Washington DC, October 21-22, 2025.
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